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INCOME MANAGEMENT

INCOME MANAGEMENT

Helping each other can make Ouachita better

Helping You Make Better Decisions With Your Money

At Ouachita Multi-Purpose Community Action Program (OMCAP, Inc), we believe financial stability begins with knowledge, planning, and support. Our Income Management Program is designed to help individuals and families gain control of their finances and make informed decisions that lead to long-term financial health.


Household Financial Counseling

OMCAP offers Household Financial Counseling that provides personalized budgeting and financial guidance. Our goal is to help you understand where your money is going, identify opportunities to improve, and build a plan that fits your life.

Services include:

  • Budget development and money management guidance

  • Financial goal setting

  • One-on-one counseling support


Manage Debt With Confidence

Most people carry some form of debt. You don’t have to manage it alone.

We provide tools, education, and support to help you:

  • Understand your debt and repayment options

  • Create a realistic financial plan

  • Address financial concerns with confidence

  • Take steps toward a healthier financial future

A clear plan can empower you to move forward with purpose and peace of mind.


Make Informed Housing Decisions

Housing decisions can be stressful, especially during uncertain times. OMCAP can provide referrals to HUD-certified housing counselors who offer trusted, professional guidance.

You may request counseling support if you are:

  • Facing foreclosure

  • Seeking rental counseling

  • Considering a reverse mortgage

  • Planning to purchase a home

These referrals connect you with expert resources to help you navigate housing challenges and opportunities.


Improve Your Financial Picture

OMCAP also connects you to a variety of free financial resources to support your journey, including:

  • Educational articles

  • Budgeting and financial tools

  • Webinars and workshops

  • Financial literacy classes

These resources are designed to help you make informed decisions and build confidence in managing your finances.


Get Started Today

If you’re ready to take control of your financial future, OMCAP is here to help.

👉 Contact the Central Office for more information about Income Management services and how to apply.

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